US Banks Detect Unauthorized AI Agents in Customer Accounts, Report Says
JPMorgan and Bank of America are drawing limits around outside AI agents, putting customer consent and control of money at the center of automated banking.
Latency measures the delay between an AI request and the resulting response. Interactive generative systems often track time to first token, which reflects how quickly output begins, and time to last token, which captures total completion time. Latency comes from model computation, queueing, network transfer, retrieval, tool calls, safety checks, and application logic. It varies with prompt length, output length, model size, hardware, batching, cache use, and current load. Optimizing only average latency can hide poor experiences, so teams also monitor percentile values and separate each stage of the request. The right target depends on whether the product is conversational, analytical, offline, or safety-critical.
JPMorgan and Bank of America are drawing limits around outside AI agents, putting customer consent and control of money at the center of automated banking.
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