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More than 25 companies including Visa, Mastercard, Circle, and Solana have launched the Agentic Payments Alliance, a coalition developing shared standards for AI agent authorization, transaction security, and fraud prevention.
Visa, Mastercard, Stripe, Google and 36 others formed a Linux Foundation body to steward x402, an open standard letting AI agents pay for services directly over HTTP.
Mastercard is a leading payments company using AI, data, and digital platforms across payments workflows.
Visa said it successfully completed hundreds of AI-driven transactions in a pilot program testing agent-based payments. The effort reflects a broader push across fintech to let AI agents handle purchases on behalf of consumers.