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PayPal is a leading payments and fintech company using AI, data, and digital platforms across payments workflows.
PayPal and Microsoft are integrating checkout and payments directly into Copilot, allowing users to discover products and complete purchases without leaving the AI interface. The rollout begins on Copilot.com and expands PayPal’s agentic commerce strategy.
Visa said it successfully completed hundreds of AI-driven transactions in a pilot program testing agent-based payments. The effort reflects a broader push across fintech to let AI agents handle purchases on behalf of consumers.
PayPal has signed an exclusive deal with OpenAI to integrate its wallet into ChatGPT, allowing users to make secure purchases directly within the AI platform starting next year.