Revolut has taken a bold step into the lifestyle domain by acquiring Berlin-based AI travel start-up Swifty, originally incubated at the Lufthansa Innovation Hub, according to the TravelCapybara. The deal brings Swifty’s proprietary conversational booking engine and its founding team of Stanislav Bondarenko and Tomasz Przedmojski into Revolut’s loyalty and AI squad.
Swifty’s platform can autonomously handle the full travel booking lifecycle – flights, hotels, payments and receipts – via a simple chat interface. Restrategizing around financial services plus travel, Revolut says the integration will “drive even more personalised and seamless experiences” for its global customer base.
The acquisition aligns with Revolut’s shift from a digital bank to a broader lifestyle app: it currently serves more than 65 million users worldwide and has been expanding its “Ultra” and “Metal” tiers with perks beyond finance. As Revolut’s Head of Loyalty Christopher Guttridge put it: “This acquisition strengthens our position at the intersection of finance, AI and lifestyle.”
Swifty co-founders echoed that sentiment: “Joining forces with one of the world’s leading fintechs is a once-in-a-lifetime opportunity to scale our vision globally and enhance the lifestyle of over 65 million customers,” they said.
Integrating Swifty gives Revolut access to AI-agent technology engineered for travel – and by extension, lifestyle – automation. The technology offers a potential one-stop interface combining financial planning, savings suggestions and now travel arrangements, deeply tied to user context and spending. This convergence is increasingly important as fintechs race to embed AI assistants that act beyond transactions.
For Revolut, Swifty’s arrival complements an existing AI-financial assistant roadmap. It opens opportunities to cross-sell travel services, loyalty rewards and premium tiers. Moreover, by owning the underlying bot and algorithm, Revolut gains control of customer experience across both finance and lifestyle domains.
Industry observers see this move as an acknowledgment that fintech growth is not just about payments—it’s about context, habits and services around consumers’ lives. With Swifty’s tech onboard, Revolut can engage users not simply when they’re spending money, but anytime they’re planning, travelling or living.
However, execution remains key. Scaling a travel-booking engine globally with regulatory and logistic complexity is challenging. Revolut must integrate Swifty’s product into its existing app, monetize travel services and maintain user trust while extending AI automation.
Overall, the acquisition of Swifty reflects Revolut’s evolution from a challenger bank into a “super-app” that converges finance, AI and travel. In doing so, the company is betting that the next wave of user engagement will come not from better card features, but from AI-powered experiences that anticipate and act on life’s routines.
